Are you looking for cheap auto insurance here in Arizona? If so you’re in luck because not only can you find low cost insurance online, but Arizona makes an extremely cheap form of it available to all of its residents and virtually any driver qualifies for it.
This super cheap auto insurance is Arizona’s basic liability policy. This policy is known as a 15/30/10 policy. What this means is that if you are at fault in an accident your insurance will pay a maximum of $15,000 toward paying the medical bills of any one individual in the other car. It will also pay a maximum of $30,000 to pay the medical bills of everyone in the other vehicle, and it will pay a maximum of $10,000 to pay for any property damage you caused, including the repair of the other person’s vehicle.
While this insurance is 100% legal in Arizona it does have its risks. One of its biggest risks is that the medical bills or the property damage from an accident can be much more than what this insurance will pay for. If it is, you could have to pay the difference out of your own resources. That could mean spending every penny of your life savings and, worse, it could mean you would be forced to sell your home to pay for medical bills or property damage.
The other thing that makes this insurance risky is that it pays nothing for the repair of your vehicle and it won’t pay for any of your medical bills or for the medical bills of anyone who is in your vehicle at the time of an accident.
Still, this is legal insurance and it is the cheapest you can buy in Arizona. And if you really want to save the most possible on this or any other type in Arizona then you simply must buy your policy online. Buying your auto insurance online will ALWAYS save you money – at least 20% and often more!
And the best way to save even more when you buy online is to make your price comparisons on more than one of the many websites you’ll find that encourage you to make price comparisons. The more prices you have to choose from, the better your chance of finding the absolutely lowest price possible.