Auto insurance is compulsory, and it is a legal requirement, along with a valid driving license, log book and all insurance documents. A car cannot be registered in US without providing written proof that is has legal insurance cover and if you want to find out how to find cheap car insurance you have to look carefully.
There are lots of choices but the main one is between full cover what is called third party cover for damage to other peoples vehicles and property, but not your own.
Full vehicle insurance includes policy cover for the driver and it will cover the damage to other peoples cars or vans if you are in an accident with them. Injuries to another person who may have been hurt as a result of something that was caused by you and for which you are liable are also included. If some one runs into your vehicle you can claim on his insurance but if the other driver does not have cover, your insurers will help you.
Have a look at what is available and decide what you might want to be covered for. If you want to know how to find cheap car insurance consider the following:
Do you want to be covered for injury to others including any possible passenger travelling in your own vehicle?
Is it essential to cover possible claims for damage to another vehicle?
Will you need to give yourself protection again the cost of repairing or replacing other peoples property that may be damaged because of your actions?
If a passenger in your vehicle causes an accident, you might be liable. Do you want to pay for this kind of cover?
What if your vehicle is stolen or burned out? Do you want to protect yourself from paying out for this too?
You may prefer to just take what is called third party insurance cover which covers you if you damage other peoples property including their vehicle. If you run into someone, then your insurances pays the cost. You might want to pay for your insurance as you drive if you never go very far in your vehicle. This means to take out a weekly or monthly insurance.
It is said that you can ask and often get lower insurance premiums if you leave your car in the garage and rarely drive it. The only way to find this out is to ask your insurance provider if there is a discount available for this. If not, ask somewhere else so that you are able to find cheap car insurance.